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Changelog

Tracking the improvements we make to ensure MyOwnFP is the best financial planning software for Canadian investors.

We list only the most significant parts of the releases here. For the complete set of changes please login and check the news board.

Updates

Oct 22, 2024 –Release

Added
  • Government Credits as an option are now available, Currently this includes GST, Climate(Carbon) CCR/BCCATC/NUCB/YGCPRI,
  • Totals (Sum/Average) for annual values in any grid.
  • Scenario Comparison now adds side-by-side comparison of the main scenario grids


Jun 14, 2024 –Release

Added
  • Display a grid version of each chart
  • Export all charts to png files
  • Export all grids to csv files


Apr 22, 2024 –Release

Added
  • 2024 Capital Gains inclusion rate updated as per 2024 federal budget


Apr 13, 2024 –Release

Added
  • Income/Decumulation grid which mirrors the report showing all income streams
  • Simple text description of all rules


Apr 2, 2024 –Release

Added
  • Employment entries for bonuses programs that may optionally directed to RRSP, DCPP, TFSA, NonRegistered accounts (similar to the Match feature)
  • Added Growth and Contributions/Withdrawals to the main grid


Mar 26, 2024 –Release

Added
  • GIS and the Allowance support has been added


Mar 10, 2024 –Release

Added
  • Entries for investment accounts in current year up to current date
  • Run Scenario immediately after quick start


Feb 22, 2024 –Release

Added
  • Self Employment options
  • Finish months for employment and Start months for pensions, to make that transition seamless


Feb 4, 2024 –Release

Added
  • Scenario Comparison now adds side-by-side comparison of any chart


Jan 27, 2024 –Initial Release

Added
  • Quick Start for new clients, simple few entries to create a few accounts to get going


Jan 6, 2024 –Beta Release

Added
  • Employment entries for Employer matching programs including RRSP, DCPP, TFSA, NonRegistered (eg. stock purchase plan)
  • Property entries for depreciation (eg. vehicles) rather than treating as an expense
  • Suggestion board for subscriber ideas, with tagging, comments, voting and progress tracking
  • News Board for all the latest news


Dec 23, 2023 –Beta Release

Added
  • Update 2024 Federal and Provincial Tax Rates and Credits, TFSA/RRSP deduction limits, EI/QEI/QPIP/CPP/QPP deductions
  • Nova Scotia add supplemental personal/spousal/age credits (2021-2024)
  • Quebec add Pension Income credit


Dec 1, 2023 –Beta Release

Added
  • Cash flow charting in a Sankey flow diagram

Nov 23, 2023 -Beta Release

Added
  • Annuity Purchases and Income Streams
  • Registered, Prescribed and Non-prescribed annuity Accounts

Nov 12, 2023 -Beta Release

Added
  • RESP accounts for education planning
  • RESP Single and Family Plans
  • CESG, CLB, BCTESG, QESI Government Grant support for RESP contributions
  • Education Expenses funding for each child/grandchild
  • RESP and Education charting

Oct 25, 2023 -Beta Release

Added
  • Defined Benefit: add inflation cap and multiplier for those plans that that are only partly indexed
  • Non-Registered: add margin value (or %) and rate, so that you can use margin within the accounts and it will be charged correctly

Oct 1, 2023 -Beta Release

Added
  • TFFSHA Accounts, funding, deductions, purchase home or close account after time/age limits

Sep 1, 2023 -Beta Release

Added
  • Initial release of MyOwnFP to beta. This is to validate functionality and that it all deploys well to the cloud. Please submit any issues to Bugs